Investment Management

At Peak Investments, a strategic partner of Retirement Income Planners, we believe no two investors are alike. In order to help each client meet his or her financial goals, we use a personalized approach to investing. Our advice and recommendations are tailored to our clients’ investment goals, desired return objectives, risk tolerance, time horizon, and income needs. Our investment strategies are designed based on your investment goals.

 

Strategic Alliances

Peak Investments offers professional money management through various third-party money managers.

One of our strategic alliances is with Gradient Investments, LLC (GI). GI is an SEC registered investment advisor firm offering clients over twenty proprietary portfolios. The portfolios are managed by their Chief Investment Officer, Wayne Schmidt CFA, MBA; Senior Portfolio Manager, Michael Binger, CFA; and Senior Investment Analysis, Mariann Montagne, CFA.

These three experienced industry professionals now offer our clients their combined expertise. Schmidt brings 30 years of institutional investment experience to the private clients of Gradient Investments. Binger brings over 24 years of institutional equity investment experience to Gradient Investments and its affiliated advisors and clients. And, Montagne has 20 plus years of working with both institutional and high net worth clients and has amassed a strong breadth of investment experience in her tenure. In addition, Schmidt, Binger, and Montagne are regular contributors to CNBC, Fox Business, Forbes, The Wall Street Journal, and have many other national publications.

Folio Institutional is our other strategic alliance in the investment management field. Folio Institutional was founded in 1999 by Steven Wallman, a former commissioner of the U.S. Securities and Exchange Commission widely recognized for advocacy on behalf of investors. They are based in the Washington, D.C. suburb of McLean, in the heart of the Northern Virginia high-technology corridor.

Mr. Wallman gained a unique perspective on Wall Street during his years as a Commissioner of the U.S. Securities and Exchange Commission. He saw first-hand how the needs of many investors were not being fully met by existing financial institutions and existing financial investment vehicles. Folio Institutional was founded, in part, to provide advisors and other professionals the tools they need to deliver better solutions to their clients:

  • With Folios, investors of all sizes and investment styles can enjoy the advantages of a flexible and diversified portfolio.
  • Folios help reduce the drain on your earnings from fees, trading commissions, and capital gains taxes.
  • Folios, in contrast to mutual funds, provide advisors and their clients transparency and control over the securities their money is invested in.

In short, Folio Institutional was founded to provide advisors and other professionals a platform for them to deliver a better way to invest.

Whether your financial goal is preserving principal, maximizing income or accumulating capital, our third-party money managers have carefully designed a strategy to help you achieve your long-term financial goals.