Michael has been a financial service professional since 1982. He successfully started, managed, and sold 2 successful businesses in the 1980’s, and currently is the Founder and President at Retirement Income Planners. He was born and raised in Bryan, TX, and is a longtime supporter of the Association of Former Students at Texas A&M University – College Station.
Michael completed a Bachelor of Business Administration degree in Finance at Texas A&M University – College Station. He has passed the FINRA Series 7, 63, 65, and 24 licenses, as well as the Texas Insurance License. He is also a Registered Investment Advisor.
Michael has been married to his wife, Shirley, since 1982. They have 5 children and, so far, have 11 grandchildren. They enjoy traveling and have visited many different parts of North America, South America, the Caribbean, Europe, Australia, and the South Pacific.
Christopher has been a financial service professional since 2004. He started his career in banking and became a financial advisor in 2007. Helping individuals improve their financial lives in order to be financially independent and happy is his passion. He was born in Bryan, TX, and is proud to be a third generation Texas Aggie and sixth generation Texan.
Christopher completed a Bachelor of Science degree in Agricultural Economics with a Spanish Minor from Texas A&M University – College Station, and a MBA with a minor in Accounting from Texas A&M University – Commerce. He has passed the FINRA Series 7, 63, 65, 31, and 9 licenses, the Texas Insurance License, holds the Chartered Retirement Planning Counselor℠ designation, and is a CERTIFIED FINANCIAL PLANNER™.
Christopher has been married to his wife, Sarah, since 2006 and is a dedicated father of two daughters … with another baby on the way! They have three dogs, two horses, and a cat named Moose. Christopher is also a Supply Corps Officer in the US Navy Reserve, a volunteer with a local Boy Scouts Of America Troop (as an Eagle Scout he still likes to be involved) and is an Lecturer for the Texas A&M University Financial Planning Program in College Station, TX. All of his free time is focused on his family.